I need to get back to writing. For some reason, I always felt that I was too busy to write. In reality, writing always made me feel less busy. I just met a serial entrepreneur this week who wrote a letter to his team every Sunday for two years straight. The title of those letters were, “Sunday Thoughts”.

Someone that busy, how could he possibly find time to write every week for two, going on three years now. Either he’s less busy than me, or he’s better at managing his time. When I looked around the office, the buzzing and fast movements, I realized that it was the latter.

This brings me to a philosophy I used to, and still try to, follow. If you save your money, it’ll allow you to actually have money to spend later, thus making you feel like you have more money. I never forgot to attribute this to time, though.

If you waste your time, you won’t have any to spend later, thus having you to feel like you have less time. This is probably why people always say, “I wish I had more hours in the day”. Stay with me here. These are just thoughts that I’m conceptualizing in my head as I type.

In project management there is a saying about managing constraints. If you don’t have money, you have to spend time. I remember my mentor telling me about his first gig as a project manager. He’d just finished his M.S. Civil Engineering, and was now working on a bean. He spent hours on end during this project, in the February Chicago Cold. He said that time was not worth the money, and knew that wasn’t a trade-off he wanted.

The older you get, the less time you have. With less time, we have to spend more money. It’s a trade-off we make everyday. Are need to exchange our time for money with an hourly wage. then spend that money on an Uber, saving you time on having to look for and pay for parking.

This #ThursdayThoughts was about Time Value of Money. According to Investopedia, Time Value of Money is,

“…the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. This core principle of finance holds that, provided money can earn interest, any amount of money is worth more the sooner it is received. TVM is also referred to as present discounted value.”

Read more: Time Value of Money (TVM) https://www.investopedia.com/terms/t/timevalueofmoney.asp#ixzz4ydQJ0UZK

The most important part of this, is the compound interest part. This is basically making more money off of what you made by keeping in there longer. This compound interest is used talked about in money, but I believe you can compound of time as well. If you spend more time doing something, you’ll eventually more out of it. A measure of focus maybe.

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”

-Albert Einstein

I say all of this to say, we will always have an option. Whether you have time or money, you have a resource at your disposal. One of them, however, can never be gained again. You will never be able to get that time lost back. I talked a bit about it in Time Management: No More Mr. NIce Guy here if you’re interested.

These are my #ThursdayThoughts. I’ve been so busy, I forgot to make time for what’s important. I have tons of writings, photos and videos to share. A lot of amazing experiences that’s given me insight, and I wish, as always, to share it with you.

No amount of money will ever be worth your happiness.

Money <= Time. Money/=Happiness. Time == Happiness

Keep Inspiring Dreams,

Thank You.


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